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Showing posts from February, 2026

GOLD, SILVER, PLATINUM: A PRIMER FOR RETIREES

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  The media is reporting that investors are showing heightened interest in Gold, Silver and Platinum as alternatives to savings deposits, annuities and stocks. Here is a primer.  Gold, silver, and platinum are classified as precious metals because they are naturally occurring elements defined by three primary criteria: rarity, high economic value, and chemical resistance (for various industrial ushes). GOLD (XAUUSD) -Current Price: $5,108.25 USD (as of Feb 20, 2026) -Reserves: Relatively scarce; estimated 50,000 metric tons of economically viable reserves remaining globally - Mining: Primarily mined directly from gold ore deposits through open-pit and underground mining; also recovered from placer deposits - Top Producer: China (approximately 11% of global production), followed by Australia and Russia) - Investment Role: Premier safe-haven asset, inflation hedge, currency debasement protection, central bank reserve asset, portfolio diversification - Industrial Usage: Electroni...

Re tracking the USD: Don't use DXY. Use FRED Index

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Silver-Gold Noise Comparison as of 5 Feb 26

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 A BIG THANK YOU TO EODHD.COM FOR DATA ON SPOT GOLD AND SPOT SILVER/ As analysed by ourWavelets Noise vs Fundamentals model, above chart is self-explanatory.  Its shows how Gold is less prone to attacks by speculators, and therefore more resilient. Silver price on the  other hand is very noisy, and therefor much more volatile. The distance of the blue line above the pink rectangle shows how much safer Silver is.   The column distribution below shows how extreme Silver price movement is compared to Gold.  Silver is 4 x more noisy than Gold. The Table below shows you that currently Silver is undervalued and Gold is fair value. The choice depends on your risk appetite and investing philosophy.